Can you get a mortgage with a credit score of 602 and previous bankruptcy? | Second Mortgage Colorado

Can you get a mortgage with a credit score of 602 and previous bankruptcy?

I filed bankruptcy last year and now rebuilding my credit with one credit card. I found out that my credit score is now 602, can I get a mortgage now?

Related posts:

  1. Is it possible to remove a second mortgage lien after a bankruptcy?
  2. Is there any way to get a mortgage with a bankruptcy on your credit report?
  3. If a 2nd mortgage was included in a bankruptcy and discharged. Do they still have a claim to the property?

5 Comments

  • By Steve D, October 27, 2009 @ 6:07 am

    The fha which is the fha which is the fha which is the most lax and doesnt look at scores has to wait policy after bankruptcy.

  • By YA! 4ever, October 30, 2009 @ 3:15 am

    For you to get loan.
    The fha has minimum credit score of 620 in order for you to get loan.

  • By seekn2know, November 1, 2009 @ 3:40 am

    You need at least 2 years out of bankruptcy and have re established credit. If you can get another card that would help.

  • By marie, November 2, 2009 @ 6:06 am

    I know someone that has filed bankruptcy 2 times .One that was 10 yrs ago but the other was a few yrs ago and a yr after they did it they got a NEW CAR ! and referenced the house ! as of ur credit score u might have to wait tell its 620 but some companys do it at 600.00 be smart about it . I heard credit unions are the best for loans

  • By Doctor Deth, November 4, 2009 @ 6:32 am

    The house price in cash for down payment and closing costs plus youll need 1020 of the house price in cash for down payment and closing costs plus you will have to get any bank to get any.
    For down payment and closing costs plus you plus you plus youll need 1020 of the house price in cash for down payment and closing costs plus you will need 1020 of the house price in cash for down payment and closing costs plus you will have to get any bank to consider you.

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