have spent 3-4 week trying to refinance my mortgage loan each time the loan officer I’m working with promises me that he is the person that can get my loan done…but it really comes down to the underwriter decision. Why can I just work with an underwriter instead of a loan officer? It will say sooo much time!

This question is for all those folks that don’t know too much about mortgage loans. Is it true that the best time to pay extra on mortgage loans are at the beginning years of a mortgage loan? That way an individual can beat the bank on the interest. Please give me your thoughts on this. Thank you.

I am planning to buy a home outside the United States, I am wondering if I can get mortgage loans or personal loans here in the US. If so who should I contact. Please advise. Thanks.

Let’s say I don’t have verifiable income, but I have just inherited $5 million in liquid assets and don’t want to pay cash for the house. Could I qualify for a $750,000 mortgage based on having a large amout of verifiable assets but not verifiable income?

We are in small claims. She is suing me. She sent me a letter with my personal mortgage account number listed and the phone number of the bank demanding I call and get a copy of the mortgage survey.
The funny thig is, there isn’t one and never was. I Told her this 4 months ago.
I called the police and they said this a civil matter. I consider this to be stealing personal information. I feel as if I’m under attack. What can I do?
PLEASE…………….ANY suggestions would be helpful.
How could she have LEAGALLY obtained My account number?

What do I need to do to know I am getting the best mortgage rate possible (just got an offer on a house accepted) – I live in Indianapolis, likely will get a 30 yr fixed. Any ideas on what kind of rate I should be looking for

Just wondering how much a mortgage broker makes on this. Thanks.

Would it be best to go through banks, credit unions or other lenders that mortgage brokers might suggest? What are competible and reasonable mortgage rates? Is 6.25% legit for an first offer or should I definitely keep looking?

My likely mortgage lender told my wife a different score for me than what I see online. What is the cause?
I want to add that I looked at all 3 scores and all are very high, higher than the score that the mortgage lender gave my wife about me.

Hi, this is probably a dummy question. I am thinking to pay more each month for my mortgage. So my question is that will the extra prepayment go to the principal or the interest? If I pay more, will I get more tax deduction or less?

Thanks.