Personal Finance | Second Mortgage Colorado

Category: Personal Finance

Is it possible to get a loan directly from an mortgage underwriter instead of a loan officer?

have spent 3-4 week trying to refinance my mortgage loan each time the loan officer I’m working with promises me that he is the person that can get my loan done…but it really comes down to the underwriter decision. Why can I just work with an underwriter instead of a loan officer? It will say sooo much time!

If a person has a mortgage loan when is the best time to pay extra on the mortgage?

This question is for all those folks that don’t know too much about mortgage loans. Is it true that the best time to pay extra on mortgage loans are at the beginning years of a mortgage loan? That way an individual can beat the bank on the interest. Please give me your thoughts on this. Thank you.

I am planning to buy a home outside the United States, I am wondering if I can get mortgage loans or personal?

I am planning to buy a home outside the United States, I am wondering if I can get mortgage loans or personal loans here in the US. If so who should I contact. Please advise. Thanks.

Can I get a mortgage with no income but substantial assets?

Let’s say I don’t have verifiable income, but I have just inherited $5 million in liquid assets and don’t want to pay cash for the house. Could I qualify for a $750,000 mortgage based on having a large amout of verifiable assets but not verifiable income?

What can I do about my neighbor sending me a letter with my personal mortgage account number?

We are in small claims. She is suing me. She sent me a letter with my personal mortgage account number listed and the phone number of the bank demanding I call and get a copy of the mortgage survey.
The funny thig is, there isn’t one and never was. I Told her this 4 months ago.
I called the police and they said this a civil matter. I consider this to be stealing personal information. I feel as if I’m under attack. What can I do?
PLEASE…………….ANY suggestions would be helpful.
How could she have LEAGALLY obtained My account number?

What’s the best way to find the lowest mortgage rate possible after getting an accepted offer?

What do I need to do to know I am getting the best mortgage rate possible (just got an offer on a house accepted) - I live in Indianapolis, likely will get a 30 yr fixed. Any ideas on what kind of rate I should be looking for

How much does a mortgage get for a refinance loan of $250,000 on a $500,000 House?

Just wondering how much a mortgage broker makes on this. Thanks.

Who is best to get a home mortgage through?

Would it be best to go through banks, credit unions or other lenders that mortgage brokers might suggest? What are competible and reasonable mortgage rates? Is 6.25% legit for an first offer or should I definitely keep looking?

Is your FICO score different when you apply for a mortgage rather than the generic one you can see?

My likely mortgage lender told my wife a different score for me than what I see online. What is the cause?
I want to add that I looked at all 3 scores and all are very high, higher than the score that the mortgage lender gave my wife about me.

What will prepayment go to, principal or interest for the mortgage?

Hi, this is probably a dummy question. I am thinking to pay more each month for my mortgage. So my question is that will the extra prepayment go to the principal or the interest? If I pay more, will I get more tax deduction or less?

Thanks.