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	<title>Second Mortgage Colorado</title>
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	<link>http://secondmortgagecolorado.net</link>
	<description>Mortgage And Real Estate News</description>
	<lastBuildDate>Wed, 30 Mar 2011 13:14:45 +0000</lastBuildDate>
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		<title>What real estate strategy is best for a down market?</title>
		<link>http://secondmortgagecolorado.net/what-real-estate-strategy-is-best-for-a-down-market/</link>
		<comments>http://secondmortgagecolorado.net/what-real-estate-strategy-is-best-for-a-down-market/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 13:14:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Down]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[strategy]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/what-real-estate-strategy-is-best-for-a-down-market/</guid>
		<description><![CDATA[by Neil Armstrong2 What is the best real estate strategy for passive income during a down economy? Is it flipping houses, selling the houses to remodelers, holding and renting, commercial real estate, or something else? Second Mortgage Colorado What real estate strategy is best for a down market?<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/what-real-estate-strategy-is-best-for-a-down-market/">What real estate strategy is best for a down market?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="real estate" src="http://farm6.static.flickr.com/5128/5370623948_63b9067db8_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/53760536@N07/5370623948">Neil Armstrong2</a></div>
<p>What is the best real estate strategy for passive income during a down economy?</p>
<p>Is it flipping houses, selling the houses to remodelers, holding and renting, commercial real estate, or something else?</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/what-real-estate-strategy-is-best-for-a-down-market/">What real estate strategy is best for a down market?</a></p>
]]></content:encoded>
			<wfw:commentRss>http://secondmortgagecolorado.net/what-real-estate-strategy-is-best-for-a-down-market/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How does refinancing a mortgage work?</title>
		<link>http://secondmortgagecolorado.net/how-does-refinancing-a-mortgage-work/</link>
		<comments>http://secondmortgagecolorado.net/how-does-refinancing-a-mortgage-work/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 01:13:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/how-does-refinancing-a-mortgage-work/</guid>
		<description><![CDATA[by debaird™ I&#8217;ve seen that you can put down as low as 3% for a down payment on a home but I know it&#8217;ll cost more for monthly mortgage payments this way. How does refinancing a mortgage work? Would someone be able to put down 3% and then later on refinance to a better interest [...]<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/how-does-refinancing-a-mortgage-work/">How does refinancing a mortgage work?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="mortgage" src="http://farm4.static.flickr.com/3025/2973069800_8915b69df5_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/48889107219@N01/2973069800">debaird™</a></div>
<p>I&#8217;ve seen that you can put down as low as 3% for a down payment on a home but I know it&#8217;ll cost more for monthly mortgage payments this way. How does refinancing a mortgage work? Would someone be able to put down 3% and then later on refinance to a better interest rate?</p>
<p>Thanks!</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/how-does-refinancing-a-mortgage-work/">How does refinancing a mortgage work?</a></p>
]]></content:encoded>
			<wfw:commentRss>http://secondmortgagecolorado.net/how-does-refinancing-a-mortgage-work/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>If I claim to be a real estate professional for tax purposes, is my income subject to FICA?</title>
		<link>http://secondmortgagecolorado.net/if-i-claim-to-be-a-real-estate-professional-for-tax-purposes-is-my-income-subject-to-fica-2/</link>
		<comments>http://secondmortgagecolorado.net/if-i-claim-to-be-a-real-estate-professional-for-tax-purposes-is-my-income-subject-to-fica-2/#comments</comments>
		<pubDate>Sun, 30 Jan 2011 01:13:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[FICA]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Professional]]></category>
		<category><![CDATA[purposes]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[subject]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/if-i-claim-to-be-a-real-estate-professional-for-tax-purposes-is-my-income-subject-to-fica-2/</guid>
		<description><![CDATA[by Neil Armstrong2 I qualify as a real estate professional for tax purposes. I own and manage over 25 rental properties. I have not claimed that status in the past. I have recently married and my husband has retirement and investment income in excess of the maximum income amount allowed under the passive activity rules. [...]<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/if-i-claim-to-be-a-real-estate-professional-for-tax-purposes-is-my-income-subject-to-fica-2/">If I claim to be a real estate professional for tax purposes, is my income subject to FICA?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="real estate" src="http://farm5.static.flickr.com/4108/5206207470_24013ec591_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/53760536@N07/5206207470">Neil Armstrong2</a></div>
<p>I qualify as a real estate professional for tax purposes.  I own and manage over 25 rental properties.  I have not claimed that status in the past.  I have recently married and my husband has retirement and investment income in excess of the maximum income amount allowed under the passive activity rules.  If I make a profit from my investments, am I subject to FICA taxes on that income?  Is there a downside to claiming real estate professional status?</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/if-i-claim-to-be-a-real-estate-professional-for-tax-purposes-is-my-income-subject-to-fica-2/">If I claim to be a real estate professional for tax purposes, is my income subject to FICA?</a></p>
]]></content:encoded>
			<wfw:commentRss>http://secondmortgagecolorado.net/if-i-claim-to-be-a-real-estate-professional-for-tax-purposes-is-my-income-subject-to-fica-2/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Any really good real estate investing programs that make sense for this market?</title>
		<link>http://secondmortgagecolorado.net/any-really-good-real-estate-investing-programs-that-make-sense-for-this-market-2/</link>
		<comments>http://secondmortgagecolorado.net/any-really-good-real-estate-investing-programs-that-make-sense-for-this-market-2/#comments</comments>
		<pubDate>Sun, 16 Jan 2011 13:14:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[good]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[Programs]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[really]]></category>
		<category><![CDATA[sense]]></category>
		<category><![CDATA[This]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/any-really-good-real-estate-investing-programs-that-make-sense-for-this-market-2/</guid>
		<description><![CDATA[by Neil Armstrong2 Does anyone know of any real estate investing courses that really help you make money in today&#8217;s crazy market? I don&#8217;t want to pay for stuff that doesn&#8217;t work any more. Second Mortgage Colorado Any really good real estate investing programs that make sense for this market?<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/any-really-good-real-estate-investing-programs-that-make-sense-for-this-market-2/">Any really good real estate investing programs that make sense for this market?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="real estate" src="http://farm6.static.flickr.com/5249/5269346471_929c2ea84a_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/53760536@N07/5269346471">Neil Armstrong2</a></div>
<p>Does anyone know of any real estate investing courses that really help you make money in today&#8217;s crazy market?  I don&#8217;t want to pay for stuff that doesn&#8217;t work any more.</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/any-really-good-real-estate-investing-programs-that-make-sense-for-this-market-2/">Any really good real estate investing programs that make sense for this market?</a></p>
]]></content:encoded>
			<wfw:commentRss>http://secondmortgagecolorado.net/any-really-good-real-estate-investing-programs-that-make-sense-for-this-market-2/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What is the best mortgage company to get a loan modification through?</title>
		<link>http://secondmortgagecolorado.net/what-is-the-best-mortgage-company-to-get-a-loan-modification-through/</link>
		<comments>http://secondmortgagecolorado.net/what-is-the-best-mortgage-company-to-get-a-loan-modification-through/#comments</comments>
		<pubDate>Wed, 29 Dec 2010 01:13:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[Through]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/what-is-the-best-mortgage-company-to-get-a-loan-modification-through/</guid>
		<description><![CDATA[by Rev Dan Catt What is the best mortgage company to get a loan modification through? Easiest mortgage company? I would like to know! THANKS, Greg Second Mortgage Colorado What is the best mortgage company to get a loan modification through?<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/what-is-the-best-mortgage-company-to-get-a-loan-modification-through/">What is the best mortgage company to get a loan modification through?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="mortgage" src="http://farm1.static.flickr.com/39/107836778_ea231bf8f2_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/35468159852@N01/107836778">Rev Dan Catt</a></div>
<p>What is the best mortgage company to get a loan modification through? Easiest mortgage company? I would like to know!</p>
<p>THANKS,<br />
Greg</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/what-is-the-best-mortgage-company-to-get-a-loan-modification-through/">What is the best mortgage company to get a loan modification through?</a></p>
]]></content:encoded>
			<wfw:commentRss>http://secondmortgagecolorado.net/what-is-the-best-mortgage-company-to-get-a-loan-modification-through/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What is the easiest mortgage company to get a loan modification through?</title>
		<link>http://secondmortgagecolorado.net/what-is-the-easiest-mortgage-company-to-get-a-loan-modification-through/</link>
		<comments>http://secondmortgagecolorado.net/what-is-the-easiest-mortgage-company-to-get-a-loan-modification-through/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 01:13:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[easiest]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[Through]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/what-is-the-easiest-mortgage-company-to-get-a-loan-modification-through/</guid>
		<description><![CDATA[by genetew What is the easiest mortgage company to get a loan modification through? Easiest mortgage company? I would like to know! Second Mortgage Colorado What is the easiest mortgage company to get a loan modification through?<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/what-is-the-easiest-mortgage-company-to-get-a-loan-modification-through/">What is the easiest mortgage company to get a loan modification through?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="mortgage" src="http://farm4.static.flickr.com/3226/2960312921_a174769e62_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/31392368@N00/2960312921">genetew</a></div>
<p>What is the easiest mortgage company to get a loan modification through? Easiest mortgage company? I would like to know!</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/what-is-the-easiest-mortgage-company-to-get-a-loan-modification-through/">What is the easiest mortgage company to get a loan modification through?</a></p>
]]></content:encoded>
			<wfw:commentRss>http://secondmortgagecolorado.net/what-is-the-easiest-mortgage-company-to-get-a-loan-modification-through/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How do I become a real estate agent in Canada?</title>
		<link>http://secondmortgagecolorado.net/how-do-i-become-a-real-estate-agent-in-canada/</link>
		<comments>http://secondmortgagecolorado.net/how-do-i-become-a-real-estate-agent-in-canada/#comments</comments>
		<pubDate>Sun, 19 Dec 2010 13:15:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[become]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Real]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/how-do-i-become-a-real-estate-agent-in-canada/</guid>
		<description><![CDATA[by Neil Armstrong2 I am currently attending the University of Western Ontario to obtain a Bachelors degree (in my second year). This summer (and the next summer) I want to attend OREA (Ontario Real Estate Association) to get my real estate license. Is this all I have to do to become a real estate agent? [...]<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/how-do-i-become-a-real-estate-agent-in-canada/">How do I become a real estate agent in Canada?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="real estate" src="http://farm5.static.flickr.com/4148/4975165796_89b63b7018_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/53760536@N07/4975165796">Neil Armstrong2</a></div>
<p>I am currently attending the University of Western Ontario to obtain a Bachelors degree (in my second year). This summer (and the next summer) I want to attend OREA (Ontario Real Estate Association) to get my real estate license. Is this all I have to do to become a real estate agent? Do I need other experience, and what else can I do to guarantee that I get a job in the field?</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/how-do-i-become-a-real-estate-agent-in-canada/">How do I become a real estate agent in Canada?</a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How can unmarried people report home mortgage interest paid jointly?</title>
		<link>http://secondmortgagecolorado.net/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly-2/</link>
		<comments>http://secondmortgagecolorado.net/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly-2/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 13:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[jointly]]></category>
		<category><![CDATA[paid]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[unmarried]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly-2/</guid>
		<description><![CDATA[I own a home in common with another person. We&#8217;re not married. We&#8217;re both named on the mortgage and we pay the mortgage out of a joint checking account, to which we both contribute and use for other various purposes. Can we split the mortgage interest deduction between us however we wish as long as [...]<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly-2/">How can unmarried people report home mortgage interest paid jointly?</a></p>
]]></description>
			<content:encoded><![CDATA[<p>I own a home in common with another person. We&#8217;re not married.  We&#8217;re both named on the mortgage and we pay the mortgage out of a joint checking account, to which we both contribute and use for other various purposes.  Can we split the mortgage interest deduction between us however we wish as long as we total up on our two returns to the total amount we jointly paid to the bank?  Or must we use some kind of formula?  How will the bank report this interest paid to the IRS?</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly-2/">How can unmarried people report home mortgage interest paid jointly?</a></p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Can a mortgage company file a 1099 when you are in default without a summary jugement?</title>
		<link>http://secondmortgagecolorado.net/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/</link>
		<comments>http://secondmortgagecolorado.net/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/#comments</comments>
		<pubDate>Fri, 12 Nov 2010 01:17:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[1099]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[file]]></category>
		<category><![CDATA[jugement]]></category>
		<category><![CDATA[summary]]></category>
		<category><![CDATA[without]]></category>

		<guid isPermaLink="false">http://secondmortgagecolorado.net/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/</guid>
		<description><![CDATA[by Venn Diagram We are residents of Texas and the property in foreclosure is in Delaware. Second mortgage holder is threatening to file a 1099. Second Mortgage Colorado Can a mortgage company file a 1099 when you are in default without a summary jugement?<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/">Can a mortgage company file a 1099 when you are in default without a summary jugement?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="mortgage" src="http://farm3.static.flickr.com/2173/3531948478_69c77625b0_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/22539747@N06/3531948478">Venn Diagram</a></div>
<p>We are residents of Texas and the property in foreclosure is in Delaware. Second mortgage holder is threatening to file a 1099.</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/">Can a mortgage company file a 1099 when you are in default without a summary jugement?</a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Real Estate Broker made a false report to the commission about me?</title>
		<link>http://secondmortgagecolorado.net/real-estate-broker-made-a-false-report-to-the-commission-about-me-2/</link>
		<comments>http://secondmortgagecolorado.net/real-estate-broker-made-a-false-report-to-the-commission-about-me-2/#comments</comments>
		<pubDate>Thu, 11 Nov 2010 13:41:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
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		<category><![CDATA[commission]]></category>
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		<description><![CDATA[by adamjackson1984 My busines partner and Broker made a false report to the Real Estate Commission about me as an excuse to take over my business and drop my license. I have proof that everything he said was false and the commission agrees. Can I sue him for making a false report or should I [...]<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/real-estate-broker-made-a-false-report-to-the-commission-about-me-2/">Real Estate Broker made a false report to the commission about me?</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin-right:10px;font-size:80%;"><img alt="real estate" src="http://farm5.static.flickr.com/4037/4174682165_95b3f8934b_m.jpg" width="200"/><br/> by <a target="_blank" href="http://www.flickr.com/photos/44048128@N00/4174682165">adamjackson1984</a></div>
<p>My busines partner and Broker made a false report to the Real Estate Commission about me as an excuse to take over my business and drop my license.  I have proof that everything he said was false and the commission agrees. Can I sue him for making a false report or should I just make a complaint to the board.</p>
<p><a href="http://secondmortgagecolorado.net">Second Mortgage Colorado</a></p>
<p><a href="http://secondmortgagecolorado.net/real-estate-broker-made-a-false-report-to-the-commission-about-me-2/">Real Estate Broker made a false report to the commission about me?</a></p>
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