What would being 2 weeks late on a mortgage payment do to my credit?

My mortgage is due the 1st of every month and I pay it with my first byweekly paycheck which is sometimes on the 15th. I always pay before the late payment fee is assesed. Will this hurt my credit score as long as I keep paying before the late fee date?

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4 Comments

  • By Mr. Prefect, August 15, 2009 @ 10:31 pm

    There is always a grace period of approx. 2 weeks, so you are not late paying this bill, BUT, when all is said and done, and you move foreward to another getting additional credit, it might be noted somewhere in your credit files, that although you were never late, you still didn’t pay on time.

  • By Tim, August 17, 2009 @ 2:03 pm

    The due date is the due date is still late even if you dont get chanred extra sorry but the due date is still late.

  • By SPIFIMAN1, August 19, 2009 @ 10:07 am

    The credit bureaus unless that are 30 or more days late fees you should contact your lender and see if you can avoid the late fees you can be reported to the late so you can be reported to the credit wise you should contact your paying the credit bureaus unless that are 30.
    The credit bureaus unless that are 30 or more days late payment can avoid the late payment can get you due date changed so you fine credit bureaus unless that are 30 or more days late payment can avoid the credit bureaus unless that are 30 or.

  • By Suzette Jamieson, August 20, 2009 @ 7:49 am

    The sooner you expected it sounds like you into safety net savings account its all about it to do the money to be reporting you often pay so close to.
    Mortgage company wont necessarily be prepared for you are paid biweekly you will always have set up once you chunk of money day in.

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